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Your Questions About Stove Repair

Nancy asks…

What type of a contractor would be qualified to come into a home and remove a gas stove then repair the hole?

in the wall to from the living room to the exterior of an old brick home??
Basically, there would be a hole in the wall if the stove was removed.
The gas has already been shut off, and basically this stove is an eye soar.

Thanks!

James Conley answers:

Any qualified and licensed home remodeling contractor can do this work. Just make sure that he understands the scope of the work you want accomplished and request a fixed price to complete the work.

Also, make sure that the contractor understands that they are not to do any additional work over and above the fixed price without authorization in writing from you – prior to doing the additional work.

This will keep arguments at the end of the job to a minimum.

Best of luck.

Susan asks…

What can I use my daughter’s SSI for?

My daughter is 5 months old and was diagnosed with Down Syndrome a few weeks after birth. She was approved within a month for SSI, we received our first check yesterday for the past 3 months.

I have a lot of questions, but I’ll tell you what I DO know so you don’t have to tell me again.
Our household consists of my daughter, her father, and me. Since it’s us as a couple, we are allowed $3000.00 in assets and savings. Assets do NOT include the house we live in or the primary vehicle. Additional cars, vacation spots, and things like four wheelers are counted towards that $3000.00. I know you need a dedicated account for back pay, this is not back pay. I’m also aware that I need to use this money for my daughter’s needs.

Okay. First off, we were told we were getting a card that her checks would be deposited to since we didn’t have an account in her name. They didn’t send us a card, just her check. Am I able to open a joint account with my name and hers since I’m her payee?

She’s only 5 months old. She doesn’t have too many of her own expenses. We get WIC so we don’t need much for formula. She’s getting the full amount allowed from SSI, which means we are getting about $700 a month. When therapy is needed, it will be provided by Early Intervention until she’s 3 years old. Therefore, there isn’t much related to her disability that I can spend the money on at this time. I would just save it all up for her when she turns 18, BUT we can’t have more than $3000 in assets and savings which means I CAN’T do that.

So here is what we were thinking of spending the first payment and additional payments on:
Paying off our current loan for our home. We are living in a single wide, 2 bedroom trailer. The loan was for $4000. We paid half of it, and want to pay the rest of it in order to move to a bigger place since we’ll need more room for our daughter as she grows and we have another baby on the way.

Heating oil. It’s the middle of December and we can’t afford heating oil….we’re using two electric heaters and it doesn’t work too well.

Propane/Stove repairs. We haven’t been able to use our stove since we moved in because it was leaking propane, we also live in a rural area where we need to boil the water for her bottles. We’ve been using bottled water for her bottles, but it would be great to be able to use our stove to cook instead of a Foreman grill and toaster oven….

Those are the only things we thought of so far. Are those okay to spend the SSI checks on?

In the future, is it okay to spend the money on a second car? We’re currently sharing a car which menas I need to hitch a ride with friends to get her to doctor’s appointments, WIC appointments, SSI interviews, or anything else otherwise her father has to call off work so we can go together. Is it okay to spend some of it on housing expenses and utilities? Can we count her SSI as income to apply for a loan for a bigger home and then use a portion of it towards those payments? Am I able to use some of it towards toys and such for our daughter in the future?

Our SS worker sort of made it seem like we can spend it on anything for the family, but since then we’ve been hearing things from everybody else about how we can’t use it for anything but her disability. I also know that we need to document everything we use it for so that we have proof of where it went, I just don’t know what we can use it for!
I didn’t know that was only if we were on SSI. When we were applying, the worker asked me if I consider us to be married or not, because if I didn’t we could each have $2000.00 in assets which would make $4000.00 total but since we’re planning on getting married in the next year she put us as married and said it’s $3000.00 as a couple. I don’t know if something changed but I’ll have to call to make sure.

The car we have now is a 1983 Ford Fairmont Futura…worth $600.00 haha. If I get a newer car, would they take that as the primary car and put the Ford as the second car?
I didn’t know that was only if we were on SSI. When we were applying, the worker asked me if I consider us to be married or not, because if I didn’t we could each have $2000.00 in assets which would make $4000.00 total but since we’re planning on getting married in the next year she put us as married and said it’s $3000.00 as a couple. I don’t know if something changed but I’ll have to call to make sure.

The car we have now is a 1983 Ford Fairmont Futura…worth $600.00 haha. If I get a newer car, would they take that as the primary car and put the Ford as the second car?

James Conley answers:

As long as the money is being spent to help benefit your daughter then it is fine. She needs a place to live, heat, food and a way to go to her doctors appointments, so it is fine to spend it on those things. As for only being able to have $3000/couple I’ve never heard that apply to the parents of a child receiving SSI, only if they were receiving it. Yes go open her an account with either one or both your names on it. You will need her SS card and birth certificate. Good luck!

Paul asks…

How many days to give a landlord to repair stove?

My stove went out, and I was wondering how many days do I give the landlord to fix it before I take other measures. I have two children that live with me, and I do most of the cooking on the stove.

James Conley answers:

Two weeks is usual.
Report it to LL in writing.
He has day or two to get repairman out, and then may have to order parts.
You have to improvise, use your microwave, your oven, your toaster oven, etc., in interim.

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